
Who We Are
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 8,500+ crores
Our Vision
Our Mission
Our Values

Warrior Spirit

Unrivalled culture

Integrity

Industry Excellence

Customer Centricity
Our Milestones
- Crossed the AUM of ₹5,000 Cr2023
- Reached an AUM of 3000 CrsOnwards and Upwards to $1 Billion2022
- Series A of $ 200 millionMade it into the Unicorn Club
- Rating Upgrade to A+ from ICRA2021
- 3 notch Rating Movement - A (Stable) by CRISIL
- Series D1 and D2Equity raise of USD 100 M
- Credit Rating UpgradeFrom BBB to BBB+(Stable) by ICRA and CARE2020
Onboarded PSB lendersState Bank of India and BOI- Onboarded DFIRaised $5 MN from responsAbility2019
- The March to 1000Crossed 1000 Crore AUM
- We cross INR 500 Cr AUM5x our AUM within an Year
Listed on Debt Market segment of BSE- We are Operationally ProfitableCrossed 100 Crores AUM2018
Received NBFC LicenseRBI Registered2017- NBFC IncorporatedOur Journey Begins2016
Awards & Achievement
Oxyzo Honored as New Unicorn of the Year-2022, at CII Unicorn Summit 2024
Thrilled to announce that Oxyzo has been recognized as a "New Unicorn of the Year- 2022" at the CII Unicorn Summit 2024! A huge thank you to our incredible team and supporters who made this possible.
Emerging Startup of 2022 in Alternative Lending
We are proud to be recognized as the Emerging Startup of 2022 by @Tracxn in the - Top Alternative Lending Startups category.
Best Fintech of the Year 2020-21 by Financial Express
We are honored to receive the Best Fintech of the Year 2020-21 award at the FE India's Best Banks Awards 2022.
Press & Media
Fintech unicorn Oxyzo's Net profit up 26% in April-December
Revenue was up by 31 percent at Rs 810 crore but the loan book growth slowed to 14 percent against a CAGR of 68 percent during FY21-24
Oxyzo Financial Services Q2 operational revenue up 8%, net profit at Rs 82 crore
The loan book of the NBFC arm of OfBusiness climbed to Rs 6,850 crore by the end of the September quarter from Rs 6,600 crore at the end of the March quarter. Around 70% of the loan book of the Gurugram-based lending company is secured.
Fintech Unicorn Oxyzo’s Profit Zooms 47% To INR 290 Cr In FY24
Total expenditure grew 66% to INR 514.2 Cr during the year under review from INR 309.4 Cr in the previous year









