
Who We Are
At Oxyzo, we pride ourselves in having a deep understanding of SMEs' business needs. Aiming to transform small and medium enterprises into large, we offer credit solutions and other loans in business that are customised to help SMEs expand their operations, revenue, and consequently their profit margins using our credit line.
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 8,500+ crores
This, combined with our custom tailored loan products across term loans, working capital solution, low-interest rates, collateral-free credit options, and 48 hours loan processing timelines transforms Oxyzo into a leading lending option for SMEs in India.
Oxyzo is currently serving 5000+ SMEs across India and having an AUM of Rs 8,500+ crores
Our Vision
Oxyzo aims to continuously innovate in the B2B financial services space through end-to-end capabilities across origination, deployment, curated structuring, and distribution, enabled through technology. Oxyzo aspires to broaden the digital financial services play organically and inorganically across a strong own balance sheet play, scaling the supply chain marketplace, launching innovative fixed income products for the SME space, and scaling other fee income business lines, including debt capital markets and securities.
Our Mission
Our core mission is to cater to the dynamic demands of the B2B sector by delivering intelligent and innovative financial solutions spanning a wide array of financial products. We aim to empower businesses with tailored financing options that align with their evolving needs. Additionally, we are committed to facilitating seamless access to digital platforms that leverage our robust credit and origination capabilities. Through this, we strive to foster growth and success for our valued partners in the B2B space.
Our Values

Warrior Spirit

Unrivalled culture

Integrity

Industry Excellence

Customer Centricity
Our Milestones
- Crossed the AUM of ₹5,000 Cr2023
- Reached an AUM of 3000 CrsOnwards and Upwards to $1 Billion2022
- Series A of $ 200 millionMade it into the Unicorn Club
- Rating Upgrade to A+ from ICRA2021
- 3 notch Rating Movement - A (Stable) by CRISIL
- Series D1 and D2Equity raise of USD 100 M
- Credit Rating UpgradeFrom BBB to BBB+(Stable) by ICRA and CARE2020
Onboarded PSB lendersState Bank of India and BOI- Onboarded DFIRaised $5 MN from responsAbility2019
- The March to 1000Crossed 1000 Crore AUM
- We cross INR 500 Cr AUM5x our AUM within an Year
Listed on Debt Market segment of BSE- We are Operationally ProfitableCrossed 100 Crores AUM2018
Received NBFC LicenseRBI Registered2017- NBFC IncorporatedOur Journey Begins2016
Awards & Achievement
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Press & Media
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