The agriculture and dairy industry has unique challenges like seasonality, the market's unpredictability, and capital-intensive operations, making sustainability a struggle. Still, Oxyzo understands these unique challenges and provides committed solutions with its years of experience in dealing with clients from the agriculture and dairy sectors. By incorporating years of data and market research, Oxyzo’s financing solutions have helped numerous agri-business owners transform their operations and scale the heights of success seamlessly. Timely and customized financing solutions can help businesses meet their needs and scale their growth flexibly.
Types of Financing for Agri and Dairy Sectors
There are usually two main categories that these industries can benefit from when it comes to financing solutions offered by Oxyzo. They are:
Purchase Finance
Usually a loan to fund your raw material purchases and daily operations costs, purchase finance can help you maintain your business capital so that your functioning remains smooth and flexible. Oxyzo's purchase finance has multiple benefits, as it helps you with cheaper procurement, improves your working capital cycles, and is approved in a simple digital process. The loans can be reimbursed without any collateral and helps businesses grow revenue and profitability.
Special Situation Funding
Manage emergency business expenditures and fuel your company's growth with Oxyzo's specially tailored funding options. It empowers businesses to scale flexibly without any roadblocks. Acquisition finance opportunities help businesses of all sizes make innovative business decisions and grow exponentially through mergers and acquisitions. Promoter financing helps in managing the costs and requirements of business promoters. Share buyback solutions help businesses to buy their own stock back from shareholders. Last-mile financing helps in the stage where businesses bridge the gap between delivery and customer payment. Cash flow financing helps streamline short-term cash requirements. These solutions help businesses make strategic decisions, mitigate risks and gain access to capital. With the expert advisory of Oxyzo, you can grow exponentially.
Special Situation Financing
Special Situation Financing can also help you in these categories:
- Seasonal Loan: As farming is a cyclical business, there are fluctuations in terms of growth and profit. In the seasonal months conducive to farming, planting, and harvesting, businesses require more capital to conduct their operations smoothly; therefore, seasonal loans can help businesses adapt to changes and continue growing seamlessly.
- Equipment Financing: Most modern agricultural businesses understand the importance of integrating innovative agrotech and dairy-operation-based innovations into their functioning to grow exponentially. Equipment financing plans can help businesses incorporate costly machinery and increase productivity to attain progress. With flexible repayment options, low-cost credit and instant approval, such loans can transform how you conduct your business operations. Boost profitability by increasing productivity with modern technological solutions.
- Working Capital Financing: Every agro and dairy business requires a hefty sum of capital to purchase livestock, their nutrition, seeds, harvesting tools, irrigation supplies, fertilizers, etc. With working capital or purchase financing, businesses can venture into their operations smoothly without any deficiency in funds. Such loans are usually unsecured and help you maintain a smooth flow of working capital. The process of obtaining such a loan is wholly digital and efficient. Interest is charged as per usage, and disbursement is done instantly.
- Value Chain Financing: These vendor financing solutions help businesses streamline their supply chain operations effectively and manage finances at each stage, starting from production to distribution. The complete digital process of obtaining such loans with a lucrative interest rate. Such loans are cheaper than vendor credit and help you scale your business smoothly.