Innovative Financing Solutions for
Consumer Goods, Electrical and
Electronic Industry

Unsecured Loan upto 5 Crores
Attractive Interest Rates
Approval within 48 Hours

Success Stories

From Dream to Launch: Hear their Journeys.

Pragati Life Pvt. Ltd

Met the gap between fund shortage and business operations with special financing solutions from Oxyzo

The owners of the business reached out to Oxyzo for financing solutions after meeting with a shortage of funds to run their business and continue manufacturing consumer goods. After being provided with special financing alternatives with Oxyzo, they could revive their operations and get back on track towards success by meeting their demands and deadlines efficiently. They highly appreciated the fast approval process of Oxyzo.

10K+ clients rely on our customised loan services

SPR Construction

Secured working capital financing to run the business seamlessly and achieve 500% growth in revenue

Inadequacy of working capital posed a major roadblock for the owners of the business. They approached Oxyzo for working capital financing and after receiving the desired sum, they were able to source necessary materials and pay off their bills to their vendors and meet their demands effectively. The business’ revenue has also grown from 50 lakhs to almost 3 crores. The user friendly loan application process truly helped the proprietors.

10K+ clients rely on our customised loan services

10,000+ SMEs & Corporates Served Across 34+ Industries with Innovative Financing Solutions

Our Financing Solutions

Meet business needs & achieve consistent growth with our tailored financing options for Consumer Goods, Electrical & Electronics Industries.

Purchase Financing

Improve your working capital cycles & grow your business profitability.

Vendor Financing

Streamline Supply Chains & Control Manufacturing to Distribution Costs efficiently.

Business Loan

Leverage your true potential with quick access to business loans with Oxyzo.

Frequently Asked Questions

What qualifications must one meet to be eligible for these financial solutions ?
The requirements for eligibility differ from loan to loan, but generally speaking, your income, market circumstances, and prior credit history all play a role in figuring out whether or not you qualify for financing.
Can such solutions help small scale consumer goods, electrical and electronics ?
Yes. SMEs are the backbone of the economy and by helping the smaller consumer goods, electrical and electronics businesses, Oxyzo provides them with adequate support to compete in the market.
Why should you consider financing alternative solutions from Oxyzo ?
Oxyzo offers a diverse range of solutions for all businesses. It has specialized solutions and customized plans to help businesses meet their requirements easily.
What are unsecured loans and does Oxyzo provide them ?
Unsecured loans are those which do not require any collateral deposit. This helps in reducing the burden of businesses. Oxyzo does offer unsecured loans on specific conditions.
What are the benefits of securing working capital financing ?
Working capital financing can help businesses in the consumer goods, electrical and electronics sectors manage their daily operational fund requirements and venture into core business processes easily.

More About industry

Consumer Goods, Electrical and Electronic Industry in 2024

The demand for technological advancement, innovation, and goods and services has grown tremendously in the fast-growing economy. As economies develop exponentially, the purchasing power of the common man has increased tremendously. Such a situation in the ever-evolving market presents a lucrative opportunity for businesses dealing with consumer goods, electronics, and electrical products to grow their businesses and achieve success seamlessly.

While the consumer goods industry is an ever-so-profitable industry serving goods and services to a large clientele - from daily essentials to luxury goods, the electrical and electronic industries are constantly innovating by integrating smart technology into products to meet the demands of modern consumers. In this attempt, most businesses rooted in traditional practices lose their competitive edge and are easily replaced by heavy competition. To maintain a competitive edge, these enterprises must constantly research market trends and develop solutions for modern consumers. Both of these industries have also been under the scrutiny of sustainable practices. These factors make it difficult for businesses to sustain their finances, creating a roadblock for them by paving the way for operational disasters. In such a volatile market of high consumer demand, businesses must look for innovative financing solutions to meet their needs & gain a competitive position. Let's explore the financing solutions available for consumer goods, electronics and electrical businesses.

Challenges Faced by The Industries

Being price-sensitive industries that are highly reliant on consumer preferences and purchasing habits, these businesses face many challenges. Changing consumer preferences requires rapid innovation and intense market research to launch products with a virality factor. These research and innovation processes require a hefty sum of money and manpower. These businesses are also under stringent regulatory norms and must adhere to statutory policies to sustain themselves. In a market where most consumers have become conscious of the products they purchase, brands must constantly create something new to stand out from the crowd. Money is imperative to facilitate a solution for all these challenges; therefore, customized, innovative financing solutions are necessary, and Oxyzo recognizes this need. Therefore, to promote the entrepreneurial spirit and ensure that every business's needs are met, regardless of their size, Oxyzo provides financing solutions and guidance for optimum business operations and growth. Let's explore the two essential financing solutions offered by Oxyzo.

Financing Solutions Offered by Oxyzo

Regarding creative financing options, Oxyzo offers two main categories to support the consumer goods, electronics and electrical industries. They are as follows:

  • Purchase Financing: As previously said, the consumer goods, electrical and electronics sector is centred on technical growth, product innovation, consumer preferences and market demand, all of which require many supplies, machinery, tools, and equipment. Industry owners may preserve their company capital and efficiently fulfil their daily operating demands with the help of Oxyzo's purchase finance solutions, keeping them on the path to success without encountering any obstacles. Purchase finance enables companies to acquire all the essentials needed for day-to-day operations and procurement for business processes at a lower cost. There are many benefits of availing purchase finance. It's an easy method to increase revenue profitability and working capital cycles. These loans are very user-friendly and typically come with no collateral or security requirements. They may be applied for through a straightforward digital process and are authorized immediately to support your business operations efficiently.
  • Special Situation Funding: All businesses experience ups and downs, but since the consumer goods, electronics and electrical sectors rely heavily on consumer demand and market stability, they are particularly vulnerable to periods of expansion and decline. Such ongoing market fluctuations may result in the need for emergency funding and other resources to maintain the firm. To effectively develop and scale, businesses must make strategic decisions. Recognizing the need for the same, Oxyzo provides unique situation finance options to assist companies in managing risk, attending to urgent demands, and making strategic business decisions essential for expansion and success. Opportunities for acquisition funding support companies of all sizes in making creative business decisions and achieving rapid growth through mergers and acquisitions. The management of company promoters' expenses and requirements is facilitated by promoter finance. Solutions for share buyback assist companies in repurchasing their own stock from shareholders. Businesses that need assistance bridging the gap between delivery and client payment might turn to last-mile finance. The short-term liquidity requirements might be simplified using cash flow financing. These solutions assist companies in risk mitigation, capital acquisition, and strategic decision-making. With Oxyzo's professional advice, you may foster your growth instantly.

These solutions can help businesses in many ways. Some of them are:

  • Financing for Equipment: Technology is continually evolving. We are becoming a culture that relies heavily on technology and constantly demands it, more so than on innovation. In such a situation, organizations risk losing their competitive advantage and market position if they lose technical tools, equipment, machinery, and high-tech solutions. As a result, these companies must purchase expensive yet cutting-edge machinery and equipment for their operations. Consumer goods, electrical and electronic sector companies may get this machinery and run their operations smoothly using equipment finance. These financing alternatives offer rapid approval, inexpensive finance, and flexible payback choices.
  • Working Capital Financing: To run their businesses, companies in the consumer goods, electrical and electronic sectors need a lot of materials, manufactured items, components, and supplies. They require a healthy working capital reserve to continue their operations. With purchase finance or working capital, firms can function without experiencing a cash shortage. These loans, which are often unsecured, assist you in keeping your operating cash flowing smoothly. Such a loan can be obtained in a fully digital and effective manner.
  • Value Chain Financing: From production to distribution, these vendor financing alternatives help businesses streamline their supply chains and keep costs under control. The entire process of applying for a loan is computerized. These loans enable you to grow your firm seamlessly and are less expensive than vendor credit. By adopting these solutions from Oxyzo, you can avail yourself of multiple growth opportunities. Visit Oxyzo's site to know more, or contact our representative for more details.
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