Innovative Financing Solutions for
Pharmaceuticals and Medical
Equipment Industries

Unsecured Loan upto 5 Crores
Attractive Interest Rates
Approval within 48 Hours

Success Stories

From Dream to Launch: Hear their Journeys.

HeathPro Pharmaceuticals

Secured Big Orders, Achieved 23% MoM Growth with Oxyzo's Working Capital Loan

Having a large order on their hand, they faced the trouble of fulfilling the same due to a lack of working capital and a shortage of funds. By securing a working capital financing solution from Oxyzo, they were able to fulfill their orders and meet their business requirements thoroughly. They highly appreciated the timely response and disbursement of the loan along with Oxyzo's exceptional customer service.

10K+ clients rely on our customised loan services

Mind Med Tech Pvt. Ltd.

Met the fund shortage and managed operations by availing purchase financing solutions

After facing the hurdle of fund shortage due to manufacturing and delivery constraints, the proprietors of the business secured a purchase financing loan from Oxyzo, which helped them meet their immediate business requirements of materials and machiners for medical equipment manufacturing and scale towards growth. They really appreciated the unsecured loan offered by Oxyzo as well as the financial advice, guidance, prompt response and top-notch customer service that Oxyzo provided.

10K+ clients rely on our customised loan services

10,000+ SMEs & Corporates Served Across 34+ Industries with Innovative Financing Solutions

Our Financing Solutions

Check our best financing options that can assist Pharma & Medical Equipment enterprises meet their needs and scale their growth flexibly.

Purchase Financing

Improve your working capital cycles & grow your business profitability.

Vendor Financing

Streamline Supply Chains & Control Manufacturing to Distribution Costs efficiently.

Business Loan

Leverage your true potential with quick access to business loans with Oxyzo.

Frequently Asked Questions

Is there any yearly fee on financing solutions like working capital loans ?
No. You simply need to pay a one time processing fee for securing loans from Oxyzo. There are no hidden charges.
What are the eligibility criteria for securing these financial solutions ?
The eligibility criteria vary from loan to loan, but in general, your previous credit history, overall revenue and market conditions help in determining your eligibility for financing opportunities.
Can start-ups in the pharma and medical equipment industry benefit from such solutions ?
Yes. Oxyzo has dedicated tailored solutions for startups and SMEs as it understands the importance of these businesses in developing the national economy.
How is the interest rate charged in working capital loans ?
The interest rate is charged on a pro-rata basis on amount withdrawn and not on the actual amount sanctioned.
How long does it take for the loan to be approved ?
Understanding the imminent needs of business owners, Oxyzo has a fast loan approval and disbursement mechanism. Usually the loan gets approved within 48 hours.

More About industry

Pharmaceuticals and Medical Equipment Industries in 2024

Service to mankind is service to god. This has been the motto of the healthcare industry and all other industries associated with it. That is probably the reason why, since time immemorial, it has been treated as one of the most respectable, reputed and trustworthy businesses. The trust factor has been essential in the pharmaceutical and medical equipment industries, and that is why the players in the industry have strived hard to maintain their standards and cater to mankind in the most positive way possible. Both pharmaceuticals and the medical equipment industry have an indispensable role in societal development and in improving the healthcare condition of the nation. Therefore, the responsibility that falls on this industry to deliver on time, match consumer needs and expectations, respond quickly to changing circumstances and innovate regularly is strict and high. Most businesses have already created a strong hold over the market over the years with their seamless operations, and therefore, it is hard for small businesses and new entrants to sustain themselves effectively.

These businesses can create a niche for themselves by adopting modern and sustainable business practices, constantly being aware of changing market dynamics, conducting intensive research and development work and building sustainable operations by streamlining their supply chain systems. They must make the most of the technological upgrades and find common ground to develop their goals toward success. Even in the face of challenges, they must be able to find innovative solutions to foster growth and adaptability. While financing partners like Oxyzo can help, it is important to be wary of the challenges. Let’s explore the challenges faced by pharmaceutical and medical equipment businesses.

Challenges Faced by The Industries

As these businesses are highly reliant on manufacturing and distribution, the primary costs are focused on raw materials, machinery, equipment and client acquisition. Being a traditional business, there is a constant need to innovate, upgrade and roll out a new product into the market, which requires a skilful and trained team. All of these factors face the impediment of rising raw material costs, higher costs of modern technologically advanced equipment, logistical issues and skill gaps in the workforce. To be able to meet the demand for eco-friendly and sustainable practices and gain consumer trust, which is essential for these industries, it is imperative to change business operations, which require a hefty sum of money. These challenges aggravate a fluctuating market condition where mitigating risks and adapting to changes becomes a major issue. High cash reserves and funding can help these businesses sustain themselves effectively, and therefore, it is essential for them to partner with finance providers like Oxyzo that can provide them with adequate monetary necessities to meet their business needs and counter the challenges meticulously. Let's explore the kinds of financing solutions provided by Oxyzo.

Solutions Offered

Primarily, Oxyzo offers two types of financing solutions which help businesses in many ways. Let’s see what these two solutions are:

  • Purchase Finance: As previously established, innovation, manufacturing, distribution and customer acquisition, along with technical improvement, are at the heart of the pharmaceutical and medical equipment industries, and all of these things call for a large number of supplies, machinery, tools, labour and equipment. Industry owners may preserve their company capital and easily fulfil their daily operating demands with the help of Oxyzo's purchase finance solutions, keeping them on the path to success without encountering any obstacles. Purchase finance enables companies to acquire all the essentials needed for day-to-day operations and company processes at a lower cost. The acquisition of purchase finance has several advantages. It's an easy method to increase revenue profitability and working capital cycles. These loans are very user-friendly and typically come with no collateral or security requirements. They can be applied in a straightforward digitized process and get approved instantly to help you have a smooth functioning.
  • Special Situation Funding: While every business experiences ups and downs, the pharmaceutical and medical equipment sectors are particularly vulnerable to periods of growth and fall since they primarily rely on market volatility and customer preferences. Such ongoing adjustments may result in the need for emergency funding and other resources to maintain the firm. To effectively develop and scale, businesses must make strategic decisions. Recognizing the need for the same, Oxyzo provides special circumstance finance options to assist companies in managing risk, attending to urgent demands, and making strategic business decisions essential for expansion and success. Opportunities for acquisition funding support companies of all sizes in making creative business decisions and achieving rapid growth through mergers and acquisitions. The management of company promoters' expenses and requirements is facilitated by promoter finance. Solutions for share buyback assist companies in repurchasing their own stock from shareholders. Businesses that need assistance bridging the gap between delivery and client payment might turn to last-mile finance. The short-term liquidity requirements might be simplified using cash flow financing. These solutions assist companies in risk mitigation, capital acquisition, and strategic decision-making. You can expand your business rapidly with Oxyzo's professional advice.

You can investigate a variety of other financing options offered by Oxyzo with the help of their professional advice and assistance.

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