Purchase Finance in Delhi

RBI Registered
RBI Registered NBFC

Check Your Loan Eligibility in Just 2 minutes!

Attractive interest rates
Attractive interest rates
Unsecured Loan upto 5 Crores
Unsecured Loan upto 5 Crores
Approval within 48 Hours
Approval within 48 Hours

How does Purchase Finance Work?

Purchase Finance Benefits

Cheaper procurement

Cheaper procurement

Pay your suppliers upfront and get raw materials at the best rates

Improved working capital cycles

Improved working capital cycles

Manage your working capital better by solving cash flow issues

Digital and simplified process

Digital and simplified process

Apply for credit line online with a few clicks.

Collateral-free line of credit

Collateral-free line of credit

The unsecured working capital does not require land, property, BG or any other collateral

Grow revenue and profitability

Grow revenue and profitability

Reduce your input cost and book more profits

Instant disbursement

Instant disbursement

Receive funds against submission of supplier invoices instantly

Interest as per usage

Interest as per usage

The interest rate would be charged only for the exact amount and duration of use

Revolving credit

Revolving credit

60-120 days rotation cycle to meet working capital needs

Purchase Finance Eligibility & Documents

Apply with minimal documentation

Eligibility

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Minimum turnover ₹3 crores
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Business vintage 3+ years

Required Documents

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KYC details
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Last 6 months of banking
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Financials for previous 2 fiscal years
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GSTR details for current fiscal year

Our Terms

Interest Rates
Starts from 12% per annum
Processing Fees
Starts from 1% per annum
Penal Interest
Starts from 2% per month + Applicable Tax
EMI & Check Bounce Charges
500 + Applicable Tax
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Enhanced Security Features

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Hassle-free Loan Applications

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Simplified Documentation Process

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Get Disbursals on the Fly

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Ledger on Your Fingertips

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Enhanced Security Features

How to Apply for a Purchase Finance

Step-by-step online process to apply for Financing
1
Check Eligibility
Check your loan eligibility
2
Submit Application
Complete a 100% online application form
3
Get Sanctioned
We will evaluate your application and propose a fair sanction
4
Receive Funds
Get disbursements within 2 days of sanction

Why Oxyzo?

Oxyzo provides new-age customized financing
products for your business needs

Savings upto 3% on raw material purchases

Savings upto 3% on raw material purchases

Unsecured working capital

Unsecured working capital

Affordable interest rates

Affordable interest rates

No foreclosure charges

No foreclosure charges

No part-payment charges

No part-payment charges

No minimum utilization charges

No minimum utilization charges

No new bank account required

No new bank account required

Convenient repayments

Convenient repayments

Approval within 48 hours

Approval within 48 hours

One-time processing fee

One-time processing fee

Digitized process

Digitized process

Get Working capital with Purchase Finance

Oxyzo Purchase finance, now available in Delhi, is a game changer for businesses looking to improve their working capital cycles and grow revenue and profitability. With Oxyzo Purchase finance, you can enjoy the benefits of cheaper procurement, a digital and simplified loan process, a collateral-free line of credit, instant disbursement, interest as per usage, and a revolving credit facility.

If you’re a small business owner or a startup based in Delhi, Oxyzo Purchase finance can help you access the funds you need to grow and scale your operations. The loan process is simple and straightforward, with a completely digital application process that eliminates the need for lengthy documentation and long waiting times.

With Oxyzo Purchase finance, you can enjoy a collateral-free line of credit that gives you the flexibility to access funds whenever you need them. This means you can secure the resources you need to grow your business without having to put up collateral. This is particularly useful for businesses that are just starting out and may not have assets to secure a loan.

Another major benefit of Oxyzo Purchase finance is that it offers instant disbursement. This means that once your loan application is approved, you can receive the funds you need to grow your business almost immediately. This can help you take advantage of opportunities as they arise, giving you a competitive edge in the market.

With Oxyzo Purchase finance, you only pay interest on the amount of money you use. This means that you don’t have to worry about paying interest on funds you don’t use. This flexible interest structure helps you keep costs down and ensures that you only pay for what you need.

Finally, Oxyzo Purchase finance offers a revolving credit facility, which means that you can draw on your line of credit as many times as you need, up to your approved credit limit. This means that you can access the funds you need to grow your business whenever you need them, without having to go through the loan application process every time.

In conclusion, Oxyzo Purchase finance is the perfect solution for businesses in Delhi looking to improve their working capital cycles, grow revenue and profitability, and access funds without having to put up collateral. With a digital and simplified loan process, instant disbursement, interest as per usage, and a revolving credit facility, Oxyzo Purchase finance has everything you need to take your business to the next level.

Frequently Asked Questions

What is the purpose of purchase finance ?
Purchase finance is a working capital loan offered to SMEs for purchasing raw materials on advance payment terms.
Does Oxyzo provide unsecured purchase finance only ?
No, Oxyzo provides both secured and unsecured working capital limit to SMEs. Unsecured purchase finance is completely collateral-free while secured purchase finance is given against bank guarantee or residential/commercial property
Is purchase finance similar to cash credit ?
Yes
What is the eligibility for purchase finance ?
The working capital loan eligibility depends on the business vintage and turnover. SMEs must have a minimum turnover of 3 crores and a business vintage of atleast 3 years to apply online.
What is the maximum working capital limit offered by Oxyzo for purchase finance ?
It depends on the eligibility, your requirement and our comfort. If you meet our basic guidelines and our team has comfort in terms of credit assessment, we offer a decent working capital limit.
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